Latest Financial Reading Material

These articles are provided for general information only and should not be taken as giving individual investment advice.

	Striking a balance in investment - There is a commonly held belief that choosing the right balance of investments is more important than picking the right individual equities or other assets - March 2010
	“Non-working” parents - We apologise to tens of thousands of mums and dads all over the country for this headline. “Non-working” in this context means not economically active; anyone who thinks looking after children (or older generations, for that matter) is not work, has never done it! - March 2010
	Final final salary schemes? - According to research undertaken by the Association of Consulting Actuaries, more than four out of every ten final salary (defined benefit) schemes have been closed to new entrants during the past five years. A further one in twelve have ceased accruing future benefits for existing members, while a similar number have reduced the basis for future accruals - March 2010
	Stuffing money under the mattress - Consumers may have lost faith in banks and are instead hoarding cash, if the increase in high-denomination bank notes in circulation is anything to go by - February 2010
	Impaired life annuities - Although this may sound a rather unpleasant topic it is something that everyone should think about because even if they are in perfect health, some people could enhance their retirement income by shopping around - February 2010
	Planning for later retirement? - The downside of us living longer is that our pension plans have to last longer. For the basic state pension, this has particular importance, given the parlous state of public finances in the wake of the credit crunch and recession - January 2010
	Give your investments a New Year review - After all the excitement of Christmas, the New Year can be a time for quiet reflection – not least to ensure that your finances are in good shape after the demands made on them by the festive season - January 2010

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