Latest Financial Reading Material

These articles are provided for general information only and should not be taken as giving individual investment advice.

	Working longer - One result of the new coalition Government having been formed is that the retirement age for men is likely to increase to age 66 rather sooner than planned by the previous administration - August 2010
	A “soft landing” into retirement - According to research published by Aviva, recently, 68% of all adults in the UK expect to work beyond age 65 – whether they want to or not - July 2010
	Critical illness insurance - A recent statement from the Association of British Insurers – a sort of trade federation for the companies that insure our homes, cars and lives – raises an important issue about the way critical illness insurance operates - July 2010
	Wraps - an easier way to invest? - Since we last wrote about Wraps, there has been an expansion in the number of companies offering this form of investment, so it is worth revisiting the topic - June 2010
	Messing about with pensions - Some years ago, a new accounting standard was introduced for companies that required them to reflect any deficit in their pension scheme on their balance sheet. The immediate impact of this was to make many of them look worth less - June 2010
	Who needs a will? - Making a will is something that some people simply do not want to consider – it reminds them that they cannot live for ever. But the fact is that, if you die intestate, your money could end up with the ‘wrong’ people - June 2010
	Low annuity rates - Although there are now several alternatives to buying an annuity from an insurance company when you retire, for most people, this more traditional route is likely to be first choice - May 2010

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