For most of us, our pension could be the largest asset we own. It may not be one scheme; it may be a series of many different types of schemes such as final salary, money purchase, or some form of self-administered arrangement. Because, for most of us, our pension plans are the bedrock of our planning, it is imperative one’s pension planning meshes with one’s personal investment planning to create one holistic master plan.

For our clients we have a pensions consultancy service designed to dovetail with our investment planning disciplines. We provide an overall pension consultancy and administration service, designed to suit your current and future needs.

With much continuing speculation over final salary schemes, the opportunities offered by self-administered and self-invested arrangements, plus a number of government initiatives such as the stakeholder plan and, possibly, employer initiatives for group personal and drawdown arrangements, it is totally understandable that most people are utterly confused by the pension options and how to set about not only planning their retirement, but also planning the most suitable way to invest the funds.